CM Khidmat Card Scheme 2026 Punjab – Apply Online & Check Benefits (Full Details)
The CM Khidmat Card Scheme 2026, also known as the Himmat Card, is one of Punjab’s most significant welfare initiatives. Launched by the Government of Punjab, the program is designed to support Persons with Disabilities (PWDs) and low-income families, providing financial assistance through a digital ATM-enabled card. With the 2026 upgrades, the scheme now offers faster disbursements, higher transparency, and NADRA-linked verification, ensuring that aid reaches the intended beneficiaries efficiently.
This complete guide explains all aspects of the CM Khidmat Card 2026, including eligibility, benefits, application process, and how to check your status.
Key Benefits of the CM Khidmat / Himmat Card 2026
The Khidmat Card is more than just a cash grant. It acts as a comprehensive social safety net, offering multiple layers of support:
- Financial Assistance:
Beneficiaries receive a quarterly stipend of Rs. 10,500 credited directly to their Khidmat Card. - ATM-Enabled Access:
Funds can be withdrawn from any Bank of Punjab (BOP) ATM or designated partner branches, eliminating the risk of middleman exploitation. - Healthcare & Assistive Devices:
Cardholders gain access to free or subsidized devices such as wheelchairs, hearing aids, and prosthetic limbs through the Social Welfare Department. - Women Empowerment:
A 30% quota is reserved for women with disabilities, ensuring inclusivity and equal opportunity. - Universal Recognition:
The card serves as a valid government-issued ID for accessing other subsidized services, including public transport, vocational training, and social welfare programs.
Eligibility Criteria for CM Khidmat Card 2026
To apply for the Khidmat Card, applicants must meet the following requirements:
| Criteria | Requirement |
| Residency | Permanent resident of Punjab (verified via Domicile/CNIC) |
| Disability Status | Must have a Disability Certificate issued by the Social Welfare Department or a NADRA CNIC with the disability logo |
| Poverty Score | PMT (Proxy Means Test) score of 45 or below |
| Employment | Not employed in high-paying government or private sector jobs |
| Duplicate Aid | Should not be receiving similar major benefits from other schemes like Bait-ul-Maal |
These measures ensure that the scheme benefits those who are most vulnerable and financially disadvantaged.
Join Our WhatsApp ChannelHow to Apply for the Khidmat / Himmat Card
Applicants can register either online through the PSER portal or offline at facilitation centers.
A. Online Application (PSER Portal)
- Visit the Punjab Socio-Economic Registry (PSER) or the Social Welfare Department’s official website.
- Register an account using your CNIC and mobile number.
- Fill the application form with household details, income, and disability information.
- Upload required documents:
- CNIC
- Disability Certificate
- Recent passport-size photograph
- Submit the form and save your tracking number for later reference.
This method is ideal for tech-savvy applicants who can complete the process from home.
B. Offline Registration (Facilitation Centers)
If online registration is not possible:
- Visit your nearest District Social Welfare Office or e-Khidmat Markaz.
- Bring original CNIC and Disability Certificate.
- Staff will assist with digital data entry and verification on-site.
Offline registration ensures accessibility for beneficiaries without internet or digital literacy.
How to Check Your Application or Payment Status
After applying, you can track your eligibility or stipend payments via multiple channels:
- Web Portal: Enter your 13-digit CNIC on the official 8171 or PSER portal.
- SMS Service: Send your CNIC (without dashes) to 8123 for an instant status update.
- Helpline: Call the Social Welfare helpline 1312 for manual assistance.
This multi-channel system ensures beneficiaries stay informed about their payments and can resolve issues quickly.
Why the CM Khidmat Card Scheme Is Important
The CM Khidmat / Himmat Card provides financial security, dignity, and independence to Punjab’s most vulnerable citizens. By offering direct cash assistance, healthcare access, and social recognition, the program not only supports daily living but also promotes inclusivity and gender equity.
With digital disbursement and NADRA verification, the 2026 phase ensures that aid reaches eligible beneficiaries promptly, reducing delays and corruption.
Conclusion
The CM Khidmat Card Scheme 2026 is a vital tool in Punjab’s social welfare landscape. If you or a family member qualifies, registering for this program is now easier than ever, thanks to online PSER registration and offline facilitation centers. Regularly checking your status ensures that you receive timely stipends and access to additional welfare benefits.
For low-income families and PWDs in Punjab, the Khidmat Card is more than financial aid — it is a step toward empowerment, independence, and a better quality of life.
