Are Pakistani Students Eligible for Parwaz Card? 2026 Rules, Loans & How to Apply

Are Pakistani Students Eligible for Parwaz Card 2026 Rules, Loans & How to Apply

Yes, students in Pakistan can apply for the Parwaz Card, and in 2026 this initiative has become even more relevant for young people planning higher education or skill-based careers. Launched under the Punjab Government, the Parwaz Card is designed to financially and professionally support youth, especially students from low and middle income families. This guide explains who can apply, what benefits students get, and how to apply step by step.

What Is the Parwaz Card for Students?

The Parwaz Card is a digital welfare and financial assistance card. For students, it mainly works in two powerful ways:

First, it offers an Overseas Education Loan, which helps students who already have an admission offer from a foreign university but lack funds for tuition, travel, or initial living costs.

Second, it provides Skill and Employment Support, giving students access to certified training, skill verification, and legal international job placement pathways.

In simple words, it is not just a card, but a complete support system for students’ future planning.

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Who Is Eligible to Apply as a Student?

Students must meet some basic conditions to qualify for the Parwaz Card student category.

You must be a Pakistani citizen, and currently the program mainly focuses on Punjab residents.
The age limit for students is usually between 18 and 35 years, while overseas employment applicants may be eligible up to 45 years.

For education loans, you need a confirmed admission offer letter from a recognized foreign university.
Preference is given to students from low to middle income families.

A valid CNIC or B-Form is mandatory for registration.

Key Benefits of Parwaz Card for Students

The Parwaz Card offers multiple benefits that directly address the biggest challenges faced by Pakistani students.

Education Loan Support

Students can apply for education loans up to PKR 3 million (30 lakh) for international studies, covering tuition and related expenses.

Interest-Free or Low-Interest Financing

Most student loans are interest-free or very low interest, often structured on a Qarz-e-Hasna model.

Travel and Documentation Assistance

Partial support is provided for visa fees, airfare, and passport-related expenses, reducing upfront financial pressure.

Flexible Repayment Plan

Repayment usually starts after completion of studies, making it student-friendly and realistic.

Skill Recognition and Certification

Through government partners, students receive skill verification and certification recognized in international job markets.

How Students Can Apply for Parwaz Card (Step by Step)

The entire process is digital and paperless, making it accessible from anywhere in Pakistan.

Step 1: Visit the Official Portal

Access the official Punjab Parwaz Card portal, usually linked through government platforms like Punjab Skills Development Fund or Punjab Information Technology Board.

Step 2: Register Your Account

Sign up using your CNIC number and an active mobile number registered in your name.

Step 3: Select Your Category

Choose Student / Overseas Education or Skill Development, depending on your goal.

Step 4: Upload Required Documents

You will need:

  • CNIC or B-Form (scanned)
  • Passport-size photograph
  • Foreign university admission letter (for education loan)
  • Academic certificates (Matric, Inter, Graduation)

Step 5: Submit and Track Application

After submission, you receive a tracking ID via SMS. Verification usually takes 3 to 6 weeks.

Important Points Students Must Know

For business-related tiers of the Parwaz Card, an NTN and filer status may be required. However, pure education loans do not usually require NTN, and evaluation is based on academic merit and family income.

Loan disbursement is generally handled through partner banks like National Bank of Pakistan and Bank of Punjab.

Registration is completely free. Any agent asking for money is a scam. Always apply through official government portals only.

Can Students Apply Without Studying Abroad?

Yes. Students who are not yet ready for overseas education can still benefit from the Parwaz Card by enrolling in free IT and technical courses offered through PSDF-supported programs.

This option helps students build skills first, improve employability, and later apply for education or job-related benefits.

Final Thoughts

The Parwaz Card is a major opportunity for Pakistani students who want to study abroad, gain international exposure, or build strong technical skills inside Pakistan. With interest-free loans, digital applications, and government-backed support, it removes many barriers that previously stopped talented students from moving forward.

If you are a student planning your future seriously, the Parwaz Card is worth applying for and can become a turning point in your academic and professional journey.

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